Service Providers

Fair Isaac Corporation (NYSE:FIC) is the leading provider of Enterprise Decision Management solutions powered by advanced analytics.

SEARCH™ (Strategic Extraction and Analysis of Recent Credit History) software:

• Provides the facility to acquire, interpret and evaluate credit information in real time for the purposes of originating and managing accounts
• Accepts credit report requests from a host computer
• Formats and manages the inquiry process and communication lines into the desired credit reporting agency

Application ScoreWare® software:

• Scores new credit requests
• Facilitates the installation, auditing, maintenance, and update of predictive models for use in credit originations
• Allows lenders to implement new predictive models quickly and easily without programming support

FICO® Score Delivery Service:

• Delivers up-to-date credit bureau information on all customers in your portfolio on a prescheduled basis
• Handles all the time-consuming efforts of obtaining, auditing and processing Fair Isaac credit bureau scores from the three national bureaus
• Allows you to better understand your portfolio and respond more quickly to changes in customer status

RMS™ (Recovery Management System™) solution:

• Is the world's leading software for recovering bad debt, processing over 70% of U.S. charged-off debt
• Reduces recovery costs
• Interfaces with collection agencies

Fair Isaac, SEARCH, ScoreWare, FICO, RMS and Recovery Management System are trademarks or registered trademarks of Fair Isaac Corporation.